THE INFLUENCE OF FINANCIAL LITERACY AND LIFESTYLE ON FINANCIAL MANAGEMENT BEHAVIOR IN STUDENTS (CASE STUDY OF STUDENTS IN LAHAT DISTRICT)

  • Rosananda Oktala Serelo Lahat University
  • Delvina Yulanda Serelo Lahat University
  • Yusi Raparaeni STIKES DONA
  • Dwi Lestari Serelo Lahat University
DOI: https://doi.org/10.36546/jm.v12i3.1303
Keywords: Financial literacy, Financial management behavior, lifestyle

Abstract

Financial literacy and lifestyle have an important role in determining wise financial management behavior in students. Through good knowledge can encourage students to make the right and efficient decisions in the use or allocation of funds owned so as to achieve individual financial welfare. This study aims to determine how financial literacy and lifestyle influence the financial management behavior of students in Lahat district. Data collection was carried out by distributing questionnaires to 66 students in Lahat Regency. Based on the analysis, it shows that financial literacy is not proven to affect student financial management behavior, but lifestyle is proven to significantly affect student financial management behavior. Students with a consumptive lifestyle will find it more difficult to manage finances that can lead to financial problems in the future.

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Published
2024-07-31
How to Cite
Oktala, R., Yulanda, D., Raparaeni, Y., & Lestari, D. (2024). THE INFLUENCE OF FINANCIAL LITERACY AND LIFESTYLE ON FINANCIAL MANAGEMENT BEHAVIOR IN STUDENTS (CASE STUDY OF STUDENTS IN LAHAT DISTRICT). Jurnal Manajemen, 12(3), 325-333. https://doi.org/10.36546/jm.v12i3.1303
Issue
Vol 12 No 3 (2024): Jurnal Manajemen
Section
Articles

Copyright (c) 2024 Rosananda Oktala, Delvina Yulanda, Yusi Raparaeni, Dwi Lestari

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